In this video, Bob from Retired Not Broke breaks down exactly how the new tax law impacts your retirement strategy. We explore why the “permanent” tax rates actually change the math on your IRA and 401(k) and reveal 5 powerful reasons why Roth conversions are still a top-tier strategy for 2026 and beyond.
What we cover in this video:
✅ Why the 2026 tax law didn’t actually “kill” the Roth conversion.
✅ The 5 reasons to convert (including RMD control and legacy planning).
✅ How to use the NEW $6,000 senior deduction to offset conversion taxes.
✅ 3 Critical Traps: Social Security taxation, IRMAA surcharges, and the “tax payment” mistake.
✅ Who should NOT do a Roth conversion right now.
Don’t let “vague” financial advice leave you confused. Get the clear, no-nonsense math you need to protect your nest egg from the IRS.
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📌 Disclaimer: I am NOT a financial advisor. This content is for informational and educational purposes only. Nothing here constitutes financial, legal, or tax advice. Always consult a licensed professional before making financial decisions.
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Roth Conversion 2026, New Tax Law 2026, Retirement Planning, Roth IRA vs Traditional IRA, Are Roth Conversions Dead?, Roth Conversion Strategy, Tax Cuts and Jobs Act, One Big Beautiful Bill Act, Retirement Tax Savings, Senior Deduction 2026, IRMAA Surcharges, Social Security Taxation, Required Minimum Distributions, RMD Rules 2026, Inherited IRA Rules, Tax Free Retirement Income, Pay Zero Taxes in Retirement, Roth Conversion Calculator, Early Retirement Taxes, Tax Planning for Retirees, 2026 Tax Brackets, Moving IRA to Roth, Roth Conversion Traps, Legacy Planning, Estate Planning Taxes, Medicare Premium Surcharges, Financial Freedom Retirement, Roth Conversion After 70, Reducing RMDs, Retired Not Broke
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By: Bob - Retired Not Broke
Title: Roth Conversions Are DEAD? 2026 New Tax Law Changes Everything
Sourced From: www.youtube.com/watch?v=kxyq1xREVbo
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